Introduction

This article presents you the various aspects of the Bank Probationary Officer Roles and Responsibilities while working with the Banks like SBI, RBI, RRB and IBPS Group. It is highly necessary to understand the Job Description and Job Details before applying for the Bank PO of Clerical jobs. Here in this section we provide you the detailed salary structure, job description, roles and responsibilities and full details about Bank PO jobs in various Banks.

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What you will understand

This article will provide with :

• Roles & Responsibilities Of Bank PO
• Job Description of a Bank PO
• Career as a Bank PO
• Selection Processs & Exam Pattern of a Bank PO

Job Details-Bank PO-Roles, Responsibilities & Salary Structures

Jobs & Responsibilities of a Bank Probationary Officer ( Bank PO )

Probationary Officers are directly recruited officers in the various Public Sector Banks, State Bank Of India OR “IBPS” Group Banks who are initially recruited on probation (which is normally in all types of jobs) for 2 years period. It is well known that bank officers usually enjoy good respect and prestige in Indian society. Bank Clerical or Probationary officer is entry point for officers in the various Public Sector Banks, State Bank Of India OR “IBPS” Group Banks. Usually Bank POs are initially given training, which can range from few weeks to one year. After the training, Bank POs are placed either in a branch or administrative office.

( This article is just informative and indicative. For more details in exact manner kindly visit the bank official websites : http://www.ibps.in and http://www.sbi.co.in )

At the branch Bank POs are supposed to look after the branch working which can include passing of cheques, evaluating loan proposals; marketing of bank products etc

Following a point to point listing of major Job Roles of a Bank Probationary Officer ( Bank PO) :

1. The main areas of Bank PO are: deposits and advances.

2. A Bank PO starts the deposits and learn and manage how to create CIF.

3. Managing various types of accounts such as savings, current, recurring and various type of term deposits.

4. Learning and using the banking software.

5. BANK PO handles & manages the advances which are generally classified as P-segment.

6. P segment is what consists of retail loans to individuals for various purposes such as housing, education, car etc etc..

7. Managing and handling SME and C&I.

8. A Bank PO manages how to assess loan applications.

9. A Bank PO manages interviews of loan applicants and the sanction and disbursal procedures.

10. A Bank PO manages Small and Medium Enterprises and Corporate & Institutional loans for purposes other than consumption.

11. A Bank PO manages locker management.

12. A Bank PO manages ATM management.

13. A Bank PO manages cash drawer operations.

14. A Bank PO manages cross selling Etc…

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